Debt Reduction Spell

Needed:

  • Receipts from what you spend
  • Black box
  • Flame

Put the receipts for those little purchases (sodas, candy, food, batteries, etc.) into a black box until the fourth quarter moon.

Burn them, saying the following:
"Dark moon enchantment banish debt and woe
Feelings of insecurity, I order you to go!
Expenses now grow smaller and debt you must depart
And in your place, by Goddess' grace I learn the saving art."

Scatter the ashes to the wind.